Starting December 1, 2025 (paid on January 2, 2026), the VA is rolling out the new 2025–2026 rates with a 2.5% COLA increase. The headline number everyone is talking about? Veterans rated at 100% disability will now receive $4,196.66 per month – tax-free!
How Did We Get Here? A Quick History
VA disability compensation began after World War I. Every year since 1976, Congress has tied increases to Social Security’s Cost-of-Living Adjustment (COLA). The 2025 bump of 2.5% is the smallest since 2021 but still puts real money back in veterans’ pockets.
Why This $4,196 Rate Matters Right Now
With inflation still biting for groceries, gas, and rent, an extra $100+ per month (for most ratings) acts like a mini stimulus check arriving automatically – no forms, no waiting in line.
Who Qualifies for the New 2025 VA Disability Rates?
You’re eligible if:
- You have a current VA disability rating (10%–100%)
- You’re already receiving monthly compensation
- New claims approved before December will also get the higher rate
2025 VA Disability Pay Chart (Full Table – No Dependents)
| Disability Rating | Old Monthly Rate (2024) | New Monthly Rate (Dec 2025) | Monthly Increase |
|---|---|---|---|
| 10% | $171.23 | $175.52 | +$4.29 |
| 30% | $537.42 | $550.86 | +$13.44 |
| 50% | $1,075.16 | $1,102.04 | +$26.88 |
| 70% | $1,716.28 | $1,759.19 | +$42.91 |
| 100% | $3,831.30 | $4,196.66 | +$365.36 |
(With spouse or dependents = even higher – see VA.gov calculator)
Extra Pay Table for Common Dependents (100% Rating Example)
| Situation | Monthly Amount (Dec 2025) |
|---|---|
| Veteran alone | $4,196.66 |
| Veteran + spouse | $4,433.32 |
| Veteran + spouse + 1 child | $4,598.32 |
| Each additional child under 18 | +$103.54 |
Payment Schedule: When December 2025 Money Hits
The VA pays one month in arrears:
- December 2025 compensation → deposited January 2, 2026
- If Jan 2 is a holiday/weekend → paid the last business day of December (Dec 31, 2025)
Pro Tips to Get Every Dollar
- Check your rating – many vets are under-rated and missing thousands
- File for SMC (Special Monthly Compensation) if housebound or lost limbs
- Add dependents within 1 year of marriage/birth for retro pay
- Use VA.gov direct deposit to get paid faster
Frequently Asked Questions (FAQs)
Q: Is the $4,196 really tax-free?
A: Yes – 100% federal and state tax-free.
Q: Do I need to do anything to get the increase?
A: Nope! It’s automatic if you’re already receiving benefits.
Q: What if I just got rated 100% in November?
A: You’ll get the full new $4,196 starting December 1.
Final Thoughts – This Is Your Money
That $4,196 (or whatever your rating qualifies for) isn’t a handout – it’s earned compensation for your service and sacrifice. Make sure you’re getting every penny. Check your VA.gov account today, update dependents, and if something looks off, call 1-800-827-1000 or visit a VSO.
Know another vet who might be missing out? Share this post – it could put thousands back in their pocket