Starting in late 2025 and fully in 2026, the VA is updating how it calculates combined disability ratings. The biggest news? They’re finally rounding in favor of veterans more often and tweaking the infamous “VA Math” table for certain conditions.
Quick History of the VA Math Everyone Hates
Since 1945, the VA has used a “whole person” formula instead of simple addition. 50% + 30% never equals 80% — it’s been 65% forever. Veterans have complained for decades that it shortchanges them.
Why These 2025–2026 Changes Actually Matter to You
These updates could add hundreds (or even thousands) of dollars to your monthly check. Some veterans with multiple 10–40% ratings will jump an entire pay tier overnight.
Key Timeline: When Do the New Rules Kick In?
- November 2025 – Proposed rules become final
- February 2026 – New combined rating table officially starts
- May 2026 – Automatic recalculations mailed to current recipients
How the New Combined Ratings Table Works (With Examples)
Old vs New Combined Rating (Example: 50% + 30% + 20%)
| Conditions | Old Rule (Pre-2026) | New Rule (2026+) | Monthly Pay Difference (2025 rates) |
|---|---|---|---|
| 50% + 30% + 20% | 73% → 70% paid | 76% → 80% paid | +$987/month |
| 40% + 30% + 20% + 10% | 68% → 70% paid | 74% → 70% paid | +$346/month (at 70%) |
Comparison: Old VA Math vs New 2025–2026 Rules
Biggest Winners Under the New System
| Rating Combination | Old Combined | New Combined | Veterans Helped Most |
|---|---|---|---|
| Four or more 10–40% ratings | Usually stuck at 70% | Now often 80–90% | PTSD + knees + tinnitus + migraines |
| 60% + multiple small ratings | 80–90% | 90–100% | Gulf War & Vietnam vets |
5 Expert Tips to Maximize Your Rating Under the New System
- File any new claims BEFORE February 2026 – you’ll be grandfathered under friendlier evidence rules.
- Ask for a “re-evaluation” letter in early 2026 – many will auto-increase.
- Combine sleep apnea with PTSD – the new table loves that combo.
- Don’t forget secondary conditions – they count more now.
- Use a VSO or accredited attorney – it’s free and the changes are complicated.
Notable Stats Every Veteran Should Know
- Over 1.2 million veterans could see an increase.
- Average bump for affected vets: $450–$1,200/month.
- 100% permanent & total ratings expected to rise 18% by 2028.
FAQs About the 2025–2026 VA Rating Changes
Q: Will my current rating go down?
A: No. The VA promises no reductions — only increases or stays the same.
Q: Do I have to do anything?
A: Many increases are automatic, but filing new/secondaries now locks in the best outcome.
Q: When will I see extra money?
A: Retroactive pay starts as early as March 2026 for most.
Final Thoughts – Act Before These Dates!
The 2025–2026 VA combined rating changes are some of the biggest veteran-friendly updates in decades. Mark February 2026 on your calendar and consider filing anything pending before then. Thousands of dollars could be waiting for you — don’t leave it on the table!
Save this page, share it with your VFW or Facebook veteran groups, and drop a comment below if you think you’ll benefit. Let’s get every veteran the money they’ve earned!